Home Purchase Financing

Whether you are a first-time home buyer or an experienced homeowner, purchasing a home can be a stressful process. At ManufacturedHome.Loan, we take into account all of your needs, finances and history to help you choose the right home loan for you.

Chattel Loans

Whether on private land or in a park, MHL offers chattel financing for manufactured or mobile homes that are not permanently affixed to the land. Available programs may provide eligible borrowers an option for a 5% down payment, as well as the opportunity to finance your closing costs. Terms up to 25-years for new construction and 23-years for existing homes.

Land & Home Loans

Please visit www.elend.com for additional details on the land & home (real property) financing options listed below.

FHA Loans 
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down! Utilizing DPA Advantage, eligible borrowers can qualify for down payment assistance for the full 3.5% down payment (or Minimum Required Investment) using the 3.5% grant option.

VA Loans 
An opportunity for qualified veteran and active military personnel to purchase a home with up to 100% financing and no PMI. Terms include 30-year fixed and 15-year fixed home loans. Find out if you qualify today!

USDA Loans
USDA loans offer up to 100% financing for properties located in eligible rural areas. Qualified borrowers may also receive reduced mortgage insurance requirements. Terms include 30-year fixed and 15-year fixed home loans. 

Conventional Loans
Conventional loan options offer eligible borrowers an opportunity to put as little as 3% down on a home purchase, as well as the possibility for reduced mortgage insurance options. Terms include 30-year fixed, 20-year fixed, 15-year fixed and 10-year fixed home loans.